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Property owners need title insurance to protect their investments from unexpected financial and legal complications. Other than this, is there anything else title insurance can offer?

In this post, we'll try to answer that, explore more on the importance of title insurance, and highlight various situations where it becomes essential. 

Why Title Insurance Is Important?

Lenders and homeowners are protected by title insurance. Some of this include encumbrances, liens, public record inaccuracies, legal conflicts, and earlier property claims. It provides peace of mind by guaranteeing that the property's ownership is unambiguous and free of any potential threats or difficulties.

Title insurance safeguards against claims or historical occurrences before the policy was issued rather than other forms. It offers protection against known and unexpected problems resulting from the property's past ownership records.

Here are the two different kinds of policies for title insurance:

The following includes common title issues and risks:

title insurance files

Who Benefits From Title Insurance?

The ability of title insurance to guard against monetary loss brought on by title flaws is one of its main advantages. The following are the main benefits and safeguards of title insurance: 

1. Protection Against Financial Losses

Title insurance covers financial losses due to title defects. A title insurance claim will pay your losses, including legal fees, to defend your ownership rights. This coverage may safeguard you from significant financial and legal fees. 

2. Legal Expense Coverage

Title insurance protects the legal expenses associated with protecting your ownership rights. If someone challenges your ownership or files a title claim, the title insurance company will pay the legal fees. This coverage reduces the financial burden of judicial proceedings.

3. Keeping Property Ownership Clear

Title insurance guarantees clear and marketable property ownership. If a title defect threatens your ownership rights, title insurance will cover the costs of fixing it, allowing you to keep your property without spending more.

4. Protection Against Risk And Challenges

Title insurance protects against boundary disputes, unpaid liens, unreported easements, property use restrictions, and public record errors. These risks may jeopardize property ownership and lead to expensive legal disputes.

5. Property Owners' Peace of Mind

Title insurance provides property owners peace of mind that their investment is guarded. It can also provide confidence in home ownership by preventing title defects from causing stress and financial issues.

Conclusion

Title insurance is a crucial instrument for protecting property rights and maintaining owners' peace of mind, serving as a defense against false claims and a means of settling boundary disputes. 

A previously hidden heir, a lienholder, or a fraudulent deed signing might lead to title insurance claims. It also protects your investment in each scenario.

You can learn more about title insurance here.

If you have more questions on title services and/or insurance, you may call us at 317-214-6023 so we can assist you!

Title insurance might not be the most thrilling aspect of buying a home, but it's undoubtedly one of the most crucial. In Indiana, as in many other states, understanding title insurance is essential for homebuyers to protect their investment and ensure a smooth transfer of property ownership. Whether you're a first-time buyer or a seasoned homeowner, this comprehensive guide will walk you through everything you need to know about title insurance in Indiana.

What is Title Insurance?

Let's start with the basics. Title insurance is a type of indemnity insurance that protects both lenders and homeowners against financial loss due to defects in a property's title. These defects could include errors or omissions in public records, undisclosed heirs claiming ownership, forgery, fraud, or liens against the property.

Why Do You Need Title Insurance?

When you buy a home, you want to be confident that you're the rightful owner and that no one else has a claim to the property. Title insurance provides this peace of mind by conducting a thorough examination of public records to ensure that the title is clear before the transaction is finalized. Without title insurance, you could be at risk of financial loss or even losing your home if someone else challenges your ownership rights.

Types of Title Insurance

In Indiana, there are two main types of title insurance: owner's title insurance and lender's title insurance.

Both types of title insurance are usually required during the homebuying process, and while the lender's policy protects the lender, it's the owner's policy that provides protection for the homeowner.

The Title Search Process

Before issuing a title insurance policy, a title company will conduct a thorough title search to uncover any issues that could affect the property's title. This process involves examining public records, including deeds, mortgages, court records, tax records, and more. The goal is to identify any existing liens, encumbrances, or defects in the title that could jeopardize the homeowner's rights.

Common Title Issues

While most real estate transactions in Indiana proceed without any major issues, there are several common title issues that homebuyers should be aware of, including:

The Role of the Title Insurance Company

In Indiana, title insurance policies are typically issued by title insurance companies or agents. These companies play a crucial role in the homebuying process by:

While title insurance may seem like just another expense in the homebuying process, it's an investment that can save you from significant financial loss down the road. By understanding the importance of title insurance and working with a reputable title insurance company, Indiana homebuyers can ensure a smooth and secure real estate transaction. So, before you close on your next home, be sure to do your due diligence and secure the protection that title insurance provides. Your peace of mind—and your investment—depend on it.

Closing on a property can be both thrilling and daunting. Whether you're a seasoned investor or a first-time homebuyer, navigating the intricacies of the closing process is crucial for a smooth transition of property ownership. In Indiana, like in many other states, this process involves various legal and financial steps that demand attention to detail. To shed light on this often opaque procedure, we've consulted title experts to compile essential tips for navigating the closing process in the Hoosier state.

Understanding the Closing Process:

The closing process in Indiana typically involves several key steps:

1. Contract Review: Once a purchase agreement is signed, it's crucial to review the contract thoroughly. Ensure that all terms and conditions are clearly outlined and that there are no discrepancies or ambiguities.

2. Title Search: Conducting a title search is essential to uncover any existing liens, encumbrances, or ownership disputes associated with the property. This step helps identify potential obstacles that may affect the transfer of title.

3. Title Insurance: Securing title insurance is a fundamental aspect of the closing process. Title insurance protects both the buyer and the lender against any unforeseen defects in the title that may arise after the transaction is complete.

4. Property Inspection: Prior to closing, it's advisable to conduct a comprehensive inspection of the property to identify any structural issues or defects. Addressing these concerns beforehand can prevent complications during the closing process.

5. Finalizing Financing: For buyers relying on financing, ensuring that all mortgage documents are in order is essential. This includes providing necessary financial documentation and finalizing loan details with the lender.

Tips from Title Experts:

To navigate the closing process with confidence, consider the following tips from title experts:

1. Work with a Reputable Title Company: Partnering with a reputable title company can streamline the closing process and provide invaluable expertise. Choose a company with a proven track record of excellence and a commitment to customer satisfaction.

2. Communicate Openly: Effective communication is key throughout the closing process. Stay in regular contact with your real estate agent, lender, and title company to address any concerns or questions promptly.

3. Review Documents Carefully: Take the time to review all closing documents thoroughly before signing. If anything is unclear or requires clarification, don't hesitate to seek guidance from your title agent or attorney.

4. Be Prepared for Delays: While everyone aims for a smooth and timely closing, it's essential to be prepared for potential delays. Factors such as financing issues, title complications, or last-minute negotiations can prolong the process.

5. Stay Flexible: Flexibility is essential when navigating the closing process. Be prepared to accommodate scheduling changes, document revisions, or unexpected developments that may arise.

Closing on a property in Indiana can be a complex yet manageable process with the right knowledge and guidance. By understanding the key steps involved and heeding advice from title experts, buyers and sellers can navigate the intricacies of the closing process with confidence. Remember to prioritize communication, diligence, and flexibility to ensure a successful and stress-free closing experience.

Title issues can be a nightmare for homebuyers, potentially leading to legal battles, financial losses, and even the loss of property. In Indiana, like in many other states, there are specific title issues that homebuyers should be aware of to avoid any unpleasant surprises down the road. Whether you're a first-time homebuyer or a seasoned real estate investor, understanding these common title issues is crucial before finalizing any property purchase in the Hoosier State.

1. Missing Heirs or Undiscovered Wills

One of the most common title issues in Indiana arises from missing heirs or undiscovered wills. If a property owner passes away without a clear will or with heirs who cannot be located, it can create complications during the title transfer process. Even if the property has been sold multiple times since the owner's passing, unresolved heirship issues can lead to legal disputes, clouding the title and affecting your ownership rights.

To avoid such scenarios, it's essential to conduct a thorough title search and possibly even invest in title insurance to protect yourself against any future claims from unknown heirs.

2. Boundary Disputes

Boundary disputes can arise when there is confusion or disagreement regarding the exact boundaries of a property. This can happen due to inaccurate surveys, discrepancies in property descriptions, or disputes with neighboring landowners. In Indiana, boundary disputes can escalate quickly, leading to costly legal proceedings and potential loss of property.

Before purchasing a home in Indiana, make sure to review the property's legal description, conduct a survey if necessary, and resolve any boundary disputes before closing the deal.

3. Mechanic's Liens

Mechanic's liens can pose a significant threat to property buyers in Indiana, especially if the previous owner failed to pay contractors or subcontractors for work done on the property. These liens can remain attached to the property even after a change in ownership, potentially leading to foreclosure if left unresolved.

Before finalizing a property purchase, it's crucial to ensure that all liens against the property have been satisfied or discharged. Working with a qualified real estate attorney can help you navigate this complex aspect of property transactions.

4. Easements and Right-of-Way Issues

Easements and right-of-way issues can restrict how you use or develop your property. Common examples include utility easements, which grant utility companies access to install and maintain infrastructure on your land, or access easements, which allow neighboring properties to access roads or utilities through your land.

Before buying a property in Indiana, carefully review any existing easements or right-of-way agreements to understand how they might affect your intended use of the property.

5. Forged or Fraudulent Documents

Unfortunately, forged or fraudulent documents can sometimes surface during property transactions, casting doubt on the validity of the title. Whether it's a forged deed, a fraudulent mortgage, or a fake release of lien, these documents can create a legal nightmare for unsuspecting homebuyers.

Another crucial role that title companies play is in facilitating the closing process. They act as neutral third parties during the closing, ensuring that all necessary documents are signed, funds are transferred securely, and the transaction is executed according to the terms of the contract. Their presence helps streamline the closing process and minimizes the risk of errors or misunderstandings.

To protect yourself against forged or fraudulent documents, work with reputable title companies, conduct thorough due diligence, and consider investing in title insurance to safeguard your investment.

In conclusion, while purchasing a home in Indiana can be an exciting milestone, it's essential to be aware of the common title issues that could jeopardize your ownership rights. By conducting due diligence, working with experienced professionals, and investing in title insurance, you can mitigate the risks and enjoy a smooth and worry-free homebuying experience in the Hoosier State.

In the world of real estate transactions, there's a silent but indispensable player: the title company. Often overlooked, Title Companies play a crucial role in ensuring smooth and secure real estate transactions. Nowhere is this truer than in the state of Indiana, where title companies act as the guardians of property rights and the facilitators of seamless transfers of ownership.

Understanding the Role of Title Companies

Firstly, let's demystify what a title company actually does. At its core, a title company specializes in researching and verifying the legal ownership of a property. They delve into historical records, comb through deeds, and check for any liens or encumbrances that could cloud the title. This meticulous process is aimed at providing assurance to both the buyer and the lender that the property can indeed be transferred free and clear of any disputes or legal issues.

Ensuring Clear Title

In Indiana, as in many other states, the concept of "clear title" is paramount in real estate transactions. A clear title means that the seller has the legal right to sell the property without any outstanding claims against it. Without a clear title, a transaction can be delayed or even fall through entirely, causing frustration and financial loss for all parties involved.

This is where title companies shine. Through their exhaustive research and examination of property records, they uncover any potential issues with the title early on in the process. Whether it's an unpaid tax lien, a boundary dispute, or an overlooked easement, title companies work tirelessly to resolve these issues before the closing date, thus ensuring a smooth transfer of ownership.

Providing Title Insurance

In addition to their research and due diligence, title companies also offer an invaluable form of protection: title insurance. Title insurance protects both the buyer and the lender against any defects in the title that may have been missed during the initial examination. This safeguard provides peace of mind and financial security to all parties involved in the transaction.

Facilitating Closings

Another crucial role that title companies play is in facilitating the closing process. They act as neutral third parties during the closing, ensuring that all necessary documents are signed, funds are transferred securely, and the transaction is executed according to the terms of the contract. Their presence helps streamline the closing process and minimizes the risk of errors or misunderstandings.

In the bustling realm of real estate, title companies operate quietly but indispensably, serving as the backbone of transactions. Within Indiana's landscape, where property rights hold profound importance, these entities are instrumental in safeguarding the integrity of each transaction. As you navigate the complexities of real estate dealings, take a moment to recognize and value the invaluable contributions of title companies, ensuring the smooth and secure progression of every endeavor.

The primary function of title companies is to guarantee the correct transfer of title, which is the collection of rights comprising ownership, possession, use, access, and modification of real estate. 

It goes without saying that if the title is not properly conveyed, your purchase of the property could be tarnished by limitations, disagreements, and even expensive legal liabilities. For this reason, unless a full-service title company provides expert title services, no real estate transaction should be completed.

Title Examination

It is important to remember that the individual selling you the property is not necessarily the real owner. Even honest sellers may fail to realize that they do not have a clear and marketable title to the property they are selling, barring cases of blatant fraud. 

During a title examination, every document related to a property's "chain of title"—that is, the deeds, tax records, and mortgage loan transactions connected to the property from its creation to the present—is carefully examined to make sure that nothing is incorrect or missing, such as an incorrect or missing deed, an unresolved claim, or an unpaid lien.

Clarifying the rights associated with the property, as well as any encumbrances or easements, is another benefit of a title examination. For instance, because of an easement that is documented in the public records, you could be able to enjoy the right to exclusive possession, but you might also have to provide third people permission to traverse your land.

filling out title insurance form

Title Insurance Policy

You are shielded from any potential problems with the property's title with title insurance. There is still a chance that there are "hidden hazards" that even the most meticulous title investigations may miss, even if the title looks free of any problems.

If an unidentified claimant challenges your ownership of the property, your title insurance policy will pay for the defense expenses and will even refund you up to the policy's maximum amount. Plus, to purchase the property, you need to obtain a professional title insurance policy as most mortgage lenders require the borrower to do so before closing.

Looking for reliable and comprehensive title services in Indiana?

If yes, Indy Legal is here for you!

In the absence of appropriate title services, even the most perfect dream property might turn into a nightmare. Getting reliable and efficient title examination and insurance services is crucial. Because of this, Indy Legal provides the most innovative and trustworthy title solutions available. You are confident that your needs are being handled by professionals, thanks to our meticulous title inspections and expertly crafted title insurance plans.

Call us at 317-214-6023 to learn more!

For the typical buyer or seller, navigating the many legal requirements and regulations involved in property transactions can be difficult. Because of this, title companies are vital to the process, offering crucial assistance to guarantee that the sale proceeds without a hitch and is free of legal complications. 

A comprehensive title search, which helps find any title problems that could cause legal problems later on, is one of the essential services offered by title companies.

The Title Search

Doing a title search on Indiana property is among the first things a title company will do when it becomes involved. It will examine all relevant public records to authenticate who owns the land and whether any encumbrances could affect the property's sale.

A real estate lawyer or title business will usually examine several documents during a title search, such as deeds, mortgages, tax records, court judgments, and other publicly available information about the property. By following this procedure, you can guarantee that the buyer will have a clear and marketable title to the property at closing and that the seller has the legal authority to transfer ownership to the buyer.

The Commitment

Following its evaluation of the title search, the title company will assess the information to ascertain whether the property's title is insurable. It will also draft a commitment that will be distributed to each party involved in the transaction.

A list of "requirements," or actions that must be completed by either party before the closing, will be included in the commitment. This timetable will include a list of steps to take care of any title-related issues that need to be fixed before closing. To make sure you are doing everything required in the lead-up to closing, it is crucial to go over the requirements again.

A list of "exceptions," or things that the title insurance policy will not cover, will also be included in the commitment. Any documents mentioned in the exceptions should be available to you through the title firm; you should analyze them to determine how they will affect your property and its future uses.

home property for sale

An easement on the subject land, for instance, will be mentioned as an exemption. It will always affect the property, therefore you should carefully study this document as well as any others that are included.

It is not necessary to disregard a commitment just because it has been issued and the title is insurable. For instance, if you are purchasing a home, a well-written real estate purchase contract should make it clear that your happiness with the commitment will determine whether or not you are required to carry out the deal through to closure. 

A buyer can determine whether or not to move forward with the transaction by carefully going over and analyzing the commitment. 

For instance, the subject property may be subject to particular restrictions, and a consideration of such constraints may indicate that the property cannot be used for the purposes intended by the buyer. 

The fact that the restrictions have a detrimental effect on the buyer's use of the property is not covered by insurance because the requirements are included in the policy's exceptions. The buyer is essentially out of luck if they discover this information after closing.

Mitigating Your Risks

The assistance of a title firm is necessary to guarantee a seamless and legally compliant real estate transaction. By conducting a comprehensive title search, the company can identify any issues with the property’s title and work to resolve them before closing. 

To comprehend any restrictions or exclusions mentioned, it is imperative that purchasers and sellers thoroughly read the commitment supplied by the title firm and, if needed, obtain legal counsel. 

Property transactions can be executed efficiently and confidently with the proper support from a reliable title company, minimizing the risk of legal complications. 

Reliable Indiana Title Service Company

Do you need expert advice on your real estate transaction? Want to know which title insurance best suits you? Need to know the documents or process involved in getting title insurance?

Whether you're asking one or all of these questions, our team at Indy Legal is here to help. Leave a comment or contact us by clicking this link.

Title companies, like many other businesses, faced significant challenges during the COVID-19 pandemic. The nature of their operations, which often involves in-person interactions, document signings, and thorough property research, required swift adaptation to ensure business continuity and the safety of their employees and clients. 

Let's explore a case study highlighting how a hypothetical title company demonstrated resilience during the pandemic:

1. Remote Work Transition:

2. Technology Integration:

woman working from home having video chat with colleagues

3. Client Communication And Education:

4. Safety Protocols For In-Person Transactions:

5. Employee Well-Being:

6. Regulatory Compliance:

Bottom Line

In summary, the hypothetical title company showcased resilience during the pandemic by swiftly adapting to remote work, embracing digital technologies, enhancing communication with clients, implementing safety measures for in-person interactions, prioritizing employee well-being, and staying abreast of regulatory changes. 

These measures not only ensured business continuity but also positioned the company for continued success in a post-pandemic landscape.

When buying a home, it's wise to conduct a property title search, which might reveal any financial or legal entanglements associated with the property. If you're financing the purchase, it's usually mandatory. This is because, in real estate transactions, liens on a house or other unresolved title issues must be addressed, protecting both buyers and their lenders.

If you want a deeper understanding of what it's about, you can check the following resources:

Nonetheless, here are some basic things you need to know about title search.

What Is A Title Search?

A title search looks up public records to trace the ownership of a piece of real estate, identifying the buyers and sellers over the property's lifetime. Some of its objectives are:

Why Perform A Title Search?

The main purpose of property title search is to ensure that a property is free of liens, which are legal claims made against it due to unpaid bills, unpaid taxes, or other financial responsibilities. 

This is why mortgage lenders typically demand them. The revenues from the sale of a property must be utilized to settle any legitimate liens. In a real estate transaction, the seller usually bears the responsibility but as the new owner, you may also become the beneficiary of any lien that is tied to the property and isn't evident at the time of sale.

In another sense, the true cost of the house to you might be the purchase price plus the total amount of any liens you inadvertently take on. Such a surprise is avoided with a property title search.

While fraud and forgery are undoubtedly possible, most title flaws discovered by property title searches are the result of harmless errors. Due to the mistakes made by courts or municipal clerks or the lienholder neglecting to notify the debt's discharge, some liens continue to exist even after the original financial obligation has been satisfied. 

Although they are frequently easily resolved, they must be addressed before the lenders give the final loan approval.

Some cases that become more problematic are when a seller who inherited a home is not aware of a lien placed one or more generations ago and needs repayment during the selling process.

What Can a Property Title Search Reveal?

A comprehensive property title search can uncover any liens that may be attached to a property through the dozens of legal procedures available. The following are a few of the most typical lien kinds that may appear:

Mechanic's Lien: If your home is undergoing significant construction, it is customary for the contractor to file a mechanic's lien, which establishes a claim on the property to protect them from unpaid labor and material charges. The contractor should get the lien released once you pay for the work, but that doesn't always happen. Mechanic's liens also usually have built-in expiration dates, but selling the home before the date can hinder the sale.

Tax Lien: Homes whose owners neglect to pay their property taxes may be subject to liens from municipalities and other taxing authorities, including school, fire, sewage, and water agencies.

Overdue Homeowner Dues: If a homeowners association governs a house or condominium, the association may place a lien on the property to recoup past-due assessments or other costs. Usually, these need to be resolved during the selling process.

Spousal Or Child Support Lien: Court-ordered spousal or child support may be the subject of a lien placed against the noncompliant parent if the parent is unable to pay the required amount.

Civil Judgment: This happens when parties that win compensatory or punitive damages in civil litigation may bring claims against the other party's real estate and other assets.

conducting a title search

How To Conduct A Title Search

Your lender will probably need you to commission a property title search from an abstractor -- a professional service provider whose price is usually included in your closing costs if you're financing a home with a mortgage. 

It may be advisable to leave the work to the professionals because title search fees (which usually range from $75 to $200, depending on the prevailing rate for your area and the complexity of the required search) are not very expensive when you take into account the cost of a home and the possible expense of undiscovered title flaws.

However, anyone can perform a property title search because they are based on public records. This is the method to follow:

Bottom Line

A property title search is necessary because title defects might cause delays or failures in acquiring your real estate or leave you with a home that has unresolved legal claims against it.

Doing it might be daunting, but still, other than being required by the mortgage lender, a title search can add the peace of mind you need in case of a problem with your property. 

If you need reliable title services, such as title search for your property, our team at IndyLegal is here to help!

Call us at 317-214-6023 to get started.

Up until you begin the process of purchasing your own home, there is an important player in the real estate market that is frequently disregarded. 

The title business, which unites all the parties involved in the home-buying process under one roof, is the agent of agents. The buyer, the seller, and the mortgage lender are the three parties engaged in the acquisition of your home that your title firm represents. To approach your home purchase with confidence, it is vital to understand the distinct responsibilities and roles of the title firm.

What Is The Role Of A Title Company?

The title company serves as your home's compliance officer in many ways when you buy or sell it. They ensure that the ownership transfer is done correctly and that all legal formalities are met. Title companies offer a vital service for any home sale or refinance. The purchasing and selling of a house would be difficult without the administrative and legal assistance of your title firm.

Conducting A Title Search In Indiana

A title company's initial responsibility in a house transaction is usually carrying out an exhaustive investigation into the property's past. 

One of the tasks involves examining all previous transfers, owners, and liens to determine whether the title is clear and ready to be transferred to a new owner, 

While not all home transactions have title issues, it's good to be aware of what these problems are to know which ones to look for and how to avoid them.

In the previous post, we discussed the common title issues in detail. Below, we'll give you a brief overview of what some of these are:

Leases

Is a third party currently leasing the property? In that case, even if the seller or seller's agent neglected to provide this information, the title search will make it clear.

Liens

The IRS may put a lien on a homeowner's property if they fall behind on their taxes. In the event of a sale, the lien cannot be removed from the title until it is paid in full. A home equity line of credit, past-due HOA dues, and, most obviously, a mortgage are some other frequent liens. For the title to pass to the new owner, these must all be paid in full at closing.

Easement

The grant of a non-possessory property interest that allows the easement holder to utilize another person's land is known as an easement. The word "easement" refers to a certain kind of property right that the people using it own.

The title company will publish a report with its results once it's completed. The title search and report will disclose any current issues and claims on the title that can result in further litigation.

Without completing this step of the title process, mortgage providers will not grant a mortgage. Meanwhile, the home buyer and the mortgage company's investment were protected by removing obstacles from the title before the home sale.

Following the publication of the title report, the title company will produce a title opinion letter, which will affirm or deny the title's legality, as well as an abstract of the title, which is essentially a summary of the report.

filling out a title insurance document

Issue Title Insurance

The title company's next responsibility is to provide insurance that covers the lender and the buyer. 

The home buyer is required to purchase the lender's title insurance to ensure the value of the mortgage if there are any upcoming title problems. However, the said insurance will not protect home investment; title companies provide owner title coverage instead. 

Although most states do not need it, owner's title insurance protects the house equity if an unforeseen problem arises with your title. In the event of a lawsuit or title fraud, both forms of insurance are meant to safeguard your investment.

Escrow And Closing

Managing the escrow and supervising the closure of your house transaction is the last and most important duty of a title business. The escrow account protects the money transfers—such as earnest money, down payment, and closing expenses and fees—that are necessary to finish the sale or acquisition of your property.

The deed, title, and other legal papers are some of the documents the title business maintains and safeguards before the closing. When the time comes for your home to close, everyone usually gathers at the title office to sign the paperwork, finish any outstanding business, transfer the monies, and transfer ownership—all while being guided by the firm. While some states handle this phase through an escrow agency or real estate attorney, many states still employ the title business as the administrator of all closing processes.

Disbursing The Funds

Disbursing the closing funds is part of the closing process for your house. The loan proceeds will be mailed to the title firm by the lender. 

Meanwhile, the buyer will also give the title company a share of the closing money. Cashier's checks or wire transfers are some of the payment platforms accepted. The deal is considered completed once all payments are paid to the right party, which is the seller.

The Right Title Company

Now that you know the basics, the next step is finding the right title company in Indiana.

Just like how you would look for a reliable real estate agent, you should evaluate several title companies to see how helpful, responsive, and upfront they are about their procedures. 

Ask your real estate agent or attorney for referrals if you have trouble deciding which title firm is best for you. 

Every day, these professionals deal with title companies in real estate transactions, and they have reputable, courteous organizations that they will use again and time again. To learn how to choose the right title agency, click this link.

8315 W. 10th Street
Indianapolis IN 46234
317-214-6023

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